Find out more about the types of insurance cover we work with, and what they do.

Life Insurance

Life Insurance pays a predefined lump sum in the event of death or terminal illness of the insured person, while Life Income cover pays a monthly benefit.

TRAUMA INSURANCE

Trauma cover pays a full or partial lump sum in the event of the insured person suffering a critical medical condition or traumatic event - such as a heart attack, stroke, major burns, or cancer.


INCOME PROTECTION

Pays a regular monthly benefit in the event the insured person is unable to work for an extended period of time.

TOTAL DISABLEMENT COVER 

Pays a lump sum in the event of the insured person being completely and permanently disabled.


MORTGAGE PROTECTION

Mortgage Protection Cover is designed to meet the monthly mortgage repayments in the event that the insured person becomes totally disabled.

HEALTH INSURANCE

Health Insurance provides for the reimbursement of significant medical expenses. In particular - admission to a private hospital for care or surgery in the event of a non-acute medical condition such as cancer or heart disease.


BUSINESS OVERHEADS COVER

Business Overheads Cover provides for the reimbursement of eligible business overheads or the reasonable costs of employing a locum in the event that the insured key person suffers a total disability and is unable to work.

KEY PERSON START-UP COVER

Key Person Start-up cover allows for the protection of a new business from the unexpected loss of a key person through disability, with pre-agreed regular monthly payments

 

ACC COVERPLUS EXTRA

ACC CoverPlus Extra is an optional product that lets self-employed people and non PAYE shareholder employees negotiate a pre-agreed level of lost earnings compensation. This way you know exactly how much you’ll receive each week if you are injured and can’t work – whether the injury is work-related or not.